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|  |  | 1. | New Year in Scotland |  | 5. | What every self-respecting Scottish person carries around in their pocket in order to be the "first footer" |  | 8. | The end of the old year |  | 9. | see 2 down |  | 12. | see 15 down |  | 14. | and 16 down and 4 down - does he leave us on Dec 31st? |  | 17. | see 10 down |  | 19. | see 16 down |  | 21. | What we make at this time of year (and hope to keep them for the rest of the year!) |  | 
|  |  | 1. | Traditional Scottish fare |  | 2. | and 6 down and 9 across - "the" song we all sing at midnight on the 31st! |  | 3. | see 10 down |  | 4. | see 14 across |  | 6. | see 2 down |  | 7. | The beginning of the New Year |  | 10. | and 13 down, 17 across and 3 down - this New Year is? |  | 11. | When the year changes |  | 13. | see 10 down |  | 15. | -- Nouvelle Annee |  | 16. | see 14 across |  | 18. | and 12 across and 19 across - the greeting which goes with this time of year! |  | 20. | They ring out at 11 down |  |